On-demand Peer-to-peer lending service for freelancers

Book vetted peer-to-peer lending experts on demand: freelancers get help within minutes, providers get steady work.

Target audience

Freelancers

Problem solved

Freelancers waste hours every week on peer-to-peer lending due to manual processes and scattered tools.

Solution

Start with a no-code prototype, prove demand with paying users, then rebuild on Mobile wallets/Banking APIs for scale.

Technologies

Mobile wallets, Banking APIs, Dashboards

Monetization

Interchange revenue; Lending spreads

Challenges

State Bank regulations; Fraud prevention

Improvements

Offer WhatsApp-based onboarding and support for non-technical users.; Create a referral program that rewards users for inviting others.