Smart Group savings pools tracker for salaried workers

A smart tracking tool that helps salaried workers monitor, manage and improve group savings pools with reminders and progress reports.

Target audience

Salaried workers

Problem solved

Many salaried workers struggle with group savings pools because existing options are expensive, complicated, or not designed for them.

Solution

Build an MVP with Payment gateways and KYC software, validate with 20 pilot users, then expand features based on real feedback.

Technologies

Payment gateways, KYC software, Blockchain

Monetization

Subscriptions; Interchange revenue

Challenges

Cybersecurity; State Bank regulations

Improvements

Introduce tiered pricing with a free starter plan to lower adoption friction.; Add a mobile app with offline mode for low-connectivity users.