Invoice factoring marketplace for SMEs

A trusted marketplace connecting SMEs around invoice factoring, with verified profiles, reviews, secure payments and dispute handling.

Target audience

SMEs

Problem solved

Access to quality invoice factoring is limited for SMEs, especially outside the big cities.

Solution

Build an MVP with Blockchain and Mobile wallets, validate with 20 pilot users, then expand features based on real feedback.

Technologies

Blockchain, Mobile wallets, Banking APIs

Monetization

Subscriptions; Interchange revenue

Challenges

Low financial literacy; Onboarding friction

Improvements

Offer WhatsApp-based onboarding and support for non-technical users.; Create a referral program that rewards users for inviting others.