No-code Salary advances builder for SMEs

A drag-and-drop builder that lets SMEs launch their own salary advances solutions without writing a single line of code.

Target audience

SMEs

Problem solved

Access to quality salary advances is limited for SMEs, especially outside the big cities.

Solution

Start with a no-code prototype, prove demand with paying users, then rebuild on Blockchain/Mobile wallets for scale.

Technologies

Blockchain, Mobile wallets, Banking APIs

Monetization

API licensing; Transaction fees

Challenges

Cybersecurity; State Bank regulations

Improvements

Offer WhatsApp-based onboarding and support for non-technical users.; Create a referral program that rewards users for inviting others.