Peer-to-peer lending subscription service for small shops

A curated subscription service delivering peer-to-peer lending essentials to small shops on a flexible monthly plan.

Target audience

Small shops

Problem solved

Many small shops struggle with peer-to-peer lending because existing options are expensive, complicated, or not designed for them.

Solution

Start with a no-code prototype, prove demand with paying users, then rebuild on Banking APIs/Dashboards for scale.

Technologies

Banking APIs, Dashboards, Fraud detection

Monetization

Interchange revenue; Lending spreads

Challenges

Onboarding friction; Cybersecurity

Improvements

Build an analytics dashboard so users can measure their ROI clearly.; Introduce tiered pricing with a free starter plan to lower adoption friction.