Smart Peer-to-peer lending tracker for students

A smart tracking tool that helps students monitor, manage and improve peer-to-peer lending with reminders and progress reports.

Target audience

Students

Problem solved

Access to quality peer-to-peer lending is limited for students, especially outside the big cities.

Solution

Launch as a lean web app using Blockchain, Mobile wallets and Banking APIs, starting with one core workflow done exceptionally well.

Technologies

Blockchain, Mobile wallets, Banking APIs

Monetization

Lending spreads; Premium analytics

Challenges

Cybersecurity; State Bank regulations

Improvements

Introduce tiered pricing with a free starter plan to lower adoption friction.; Add a mobile app with offline mode for low-connectivity users.