Smart Salary advances tracker for small shops

A smart tracking tool that helps small shops monitor, manage and improve salary advances with reminders and progress reports.

Target audience

Small shops

Problem solved

Small shops waste hours every week on salary advances due to manual processes and scattered tools.

Solution

Build an MVP with Mobile wallets and Banking APIs, validate with 20 pilot users, then expand features based on real feedback.

Technologies

Mobile wallets, Banking APIs, Dashboards

Monetization

Premium analytics; API licensing

Challenges

Low financial literacy; Onboarding friction

Improvements

Offer WhatsApp-based onboarding and support for non-technical users.; Create a referral program that rewards users for inviting others.