Peer-to-peer lending subscription service for overseas workers

A curated subscription service delivering peer-to-peer lending essentials to overseas workers on a flexible monthly plan.

Target audience

Overseas workers

Problem solved

Overseas workers waste hours every week on peer-to-peer lending due to manual processes and scattered tools.

Solution

Launch as a lean web app using Encryption, Payment gateways and KYC software, starting with one core workflow done exceptionally well.

Technologies

Encryption, Payment gateways, KYC software

Monetization

Transaction fees; Subscriptions

Challenges

State Bank regulations; Fraud prevention

Improvements

Introduce tiered pricing with a free starter plan to lower adoption friction.; Add a mobile app with offline mode for low-connectivity users.