Peer-to-peer lending subscription service for SMEs

A curated subscription service delivering peer-to-peer lending essentials to SMEs on a flexible monthly plan.

Target audience

SMEs

Problem solved

Many SMEs struggle with peer-to-peer lending because existing options are expensive, complicated, or not designed for them.

Solution

Launch as a lean web app using Payment gateways, KYC software and Blockchain, starting with one core workflow done exceptionally well.

Technologies

Payment gateways, KYC software, Blockchain

Monetization

Lending spreads; Premium analytics

Challenges

Fraud prevention; Trust deficit

Improvements

Introduce tiered pricing with a free starter plan to lower adoption friction.; Add a mobile app with offline mode for low-connectivity users.