White-label Peer-to-peer lending solution for small shops

A white-label peer-to-peer lending product that small shops can rebrand and resell as their own business.

Target audience

Small shops

Problem solved

Many small shops struggle with peer-to-peer lending because existing options are expensive, complicated, or not designed for them.

Solution

Launch as a lean web app using Banking APIs, Dashboards and Fraud detection, starting with one core workflow done exceptionally well.

Technologies

Banking APIs, Dashboards, Fraud detection

Monetization

Transaction fees; Subscriptions

Challenges

Trust deficit; Low financial literacy

Improvements

Create a referral program that rewards users for inviting others.; Add Urdu language support to reach a wider local audience.