Peer-to-peer lending subscription service for salaried workers

A curated subscription service delivering peer-to-peer lending essentials to salaried workers on a flexible monthly plan.

Target audience

Salaried workers

Problem solved

Access to quality peer-to-peer lending is limited for salaried workers, especially outside the big cities.

Solution

Launch as a lean web app using Blockchain, Mobile wallets and Banking APIs, starting with one core workflow done exceptionally well.

Technologies

Blockchain, Mobile wallets, Banking APIs

Monetization

Transaction fees; Subscriptions

Challenges

Low financial literacy; Onboarding friction

Improvements

Add a mobile app with offline mode for low-connectivity users.; Add API access so other businesses can integrate with the platform.