Peer-to-peer lending marketplace for young investors

A trusted marketplace connecting young investors around peer-to-peer lending, with verified profiles, reviews, secure payments and dispute handling.

Target audience

Young investors

Problem solved

Many young investors struggle with peer-to-peer lending because existing options are expensive, complicated, or not designed for them.

Solution

Build an MVP with Banking APIs and Dashboards, validate with 20 pilot users, then expand features based on real feedback.

Technologies

Banking APIs, Dashboards, Fraud detection

Monetization

Subscriptions; Interchange revenue

Challenges

Onboarding friction; Cybersecurity

Improvements

Offer WhatsApp-based onboarding and support for non-technical users.; Create a referral program that rewards users for inviting others.