Smart Salary advances tracker for students

A smart tracking tool that helps students monitor, manage and improve salary advances with reminders and progress reports.

Target audience

Students

Problem solved

Students often overpay for salary advances because pricing is opaque and alternatives are hard to compare.

Solution

Build an MVP with KYC software and Blockchain, validate with 20 pilot users, then expand features based on real feedback.

Technologies

KYC software, Blockchain, Mobile wallets

Monetization

Premium analytics; API licensing

Challenges

Cybersecurity; State Bank regulations

Improvements

Offer WhatsApp-based onboarding and support for non-technical users.; Create a referral program that rewards users for inviting others.