Mobile-first Retirement planning app for students

A fast, offline-friendly mobile app that puts retirement planning in the pocket of every one of students.

Target audience

Students

Problem solved

Students often overpay for retirement planning because pricing is opaque and alternatives are hard to compare.

Solution

Start with a no-code prototype, prove demand with paying users, then rebuild on KYC software/Blockchain for scale.

Technologies

KYC software, Blockchain, Mobile wallets

Monetization

Interchange revenue; Lending spreads

Challenges

Cybersecurity; State Bank regulations

Improvements

Introduce tiered pricing with a free starter plan to lower adoption friction.; Add a mobile app with offline mode for low-connectivity users.