Automated Peer-to-peer lending platform for small shops

An automation platform that removes repetitive peer-to-peer lending work for small shops, saving them hours every single week.

Target audience

Small shops

Problem solved

Access to quality peer-to-peer lending is limited for small shops, especially outside the big cities.

Solution

Start with a no-code prototype, prove demand with paying users, then rebuild on Blockchain/Mobile wallets for scale.

Technologies

Blockchain, Mobile wallets, Banking APIs

Monetization

API licensing; Transaction fees

Challenges

Cybersecurity; State Bank regulations

Improvements

Introduce tiered pricing with a free starter plan to lower adoption friction.; Add a mobile app with offline mode for low-connectivity users.