Smart Budgeting for students tracker for startups

A smart tracking tool that helps startups monitor, manage and improve budgeting for students with reminders and progress reports.

Target audience

Startups

Problem solved

Access to quality budgeting for students is limited for startups, especially outside the big cities.

Solution

Build an MVP with Fraud detection and Encryption, validate with 20 pilot users, then expand features based on real feedback.

Technologies

Fraud detection, Encryption, Payment gateways

Monetization

Subscriptions; Interchange revenue

Challenges

Cybersecurity; State Bank regulations

Improvements

Introduce tiered pricing with a free starter plan to lower adoption friction.; Add a mobile app with offline mode for low-connectivity users.