Mobile-first Peer-to-peer lending app for overseas workers

A fast, offline-friendly mobile app that puts peer-to-peer lending in the pocket of every one of overseas workers.

Target audience

Overseas workers

Problem solved

Access to quality peer-to-peer lending is limited for overseas workers, especially outside the big cities.

Solution

Launch as a lean web app using Fraud detection, Encryption and Payment gateways, starting with one core workflow done exceptionally well.

Technologies

Fraud detection, Encryption, Payment gateways

Monetization

Transaction fees; Subscriptions

Challenges

Low financial literacy; Onboarding friction

Improvements

Build an analytics dashboard so users can measure their ROI clearly.; Introduce tiered pricing with a free starter plan to lower adoption friction.