White-label Micro-savings solution for students

A white-label micro-savings product that students can rebrand and resell as their own business.

Target audience

Students

Problem solved

Access to quality micro-savings is limited for students, especially outside the big cities.

Solution

Launch as a lean web app using Fraud detection, Encryption and Payment gateways, starting with one core workflow done exceptionally well.

Technologies

Fraud detection, Encryption, Payment gateways

Monetization

Lending spreads; Premium analytics

Challenges

State Bank regulations; Fraud prevention

Improvements

Introduce tiered pricing with a free starter plan to lower adoption friction.; Add a mobile app with offline mode for low-connectivity users.