Digital wallets subscription service for overseas workers

A curated subscription service delivering digital wallets essentials to overseas workers on a flexible monthly plan.

Target audience

Overseas workers

Problem solved

Overseas workers often overpay for digital wallets because pricing is opaque and alternatives are hard to compare.

Solution

Start with a no-code prototype, prove demand with paying users, then rebuild on KYC software/Blockchain for scale.

Technologies

KYC software, Blockchain, Mobile wallets

Monetization

Interchange revenue; Lending spreads

Challenges

Cybersecurity; State Bank regulations

Improvements

Introduce tiered pricing with a free starter plan to lower adoption friction.; Add a mobile app with offline mode for low-connectivity users.