Peer-to-peer lending community network for SMEs

A members-only community where SMEs share peer-to-peer lending knowledge, opportunities and collaborations.

Target audience

SMEs

Problem solved

Many SMEs struggle with peer-to-peer lending because existing options are expensive, complicated, or not designed for them.

Solution

Start with a no-code prototype, prove demand with paying users, then rebuild on Banking APIs/Dashboards for scale.

Technologies

Banking APIs, Dashboards, Fraud detection

Monetization

Interchange revenue; Lending spreads

Challenges

Trust deficit; Low financial literacy

Improvements

Publish case studies and testimonials to build trust quickly.; Offer WhatsApp-based onboarding and support for non-technical users.