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Usmania SoftAI IDEA PLATFORM
💰 Finance & FinTech Intermediate $5k - $25k

On-demand Expense splitting service for SMEs

Book vetted expense splitting experts on demand: SMEs get help within minutes, providers get steady work.

Target audience
SMEs
Problem solved
SMEs waste hours every week on expense splitting due to manual processes and scattered tools.
Solution
Build an MVP with Mobile wallets and Banking APIs, validate with 20 pilot users, then expand features based on real feedback.
Technologies
Mobile wallets, Banking APIs, Dashboards
Monetization
Subscriptions; Interchange revenue
Challenges
Low financial literacy; Onboarding friction
Improvements
Add a mobile app with offline mode for low-connectivity users.; Add API access so other businesses can integrate with the platform.