Mobile-first Salary advances app for SMEs

A fast, offline-friendly mobile app that puts salary advances in the pocket of every one of SMEs.

Target audience

SMEs

Problem solved

Access to quality salary advances is limited for SMEs, especially outside the big cities.

Solution

Build an MVP with Blockchain and Mobile wallets, validate with 20 pilot users, then expand features based on real feedback.

Technologies

Blockchain, Mobile wallets, Banking APIs

Monetization

Premium analytics; API licensing

Challenges

Low financial literacy; Onboarding friction

Improvements

Create a referral program that rewards users for inviting others.; Add Urdu language support to reach a wider local audience.